* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: Calibri, Verdana, Arial, sans-serif;
            font-size: 15px;
            line-height: 1.6;
            color: #303030;
            background-color: #fff;
        }

        .header-bg {
            background-color: #fff;
            border-bottom: 8px solid #254186;
        }

        .wrapper {
            max-width: 1024px;
            margin: 0 auto;
            padding: 0 20px;
        }

        header {
            padding: 40px 0 20px;
        }

        .logo {
            max-width: 250px;
            margin-bottom: 20px;
        }

        nav {
            background-color: #7b8083;
            margin-top: -20px;
        }

        .nav-wrapper {
            max-width: 1024px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .nav-items {
            display: flex;
            list-style: none;
            flex-wrap: wrap;
        }

        .nav-items li {
            flex: 1;
            min-width: 200px;
        }

        .nav-items a {
            display: block;
            padding: 20px;
            color: #fff;
            text-decoration: none;
            background-color: #004689;
            margin: 10px;
            text-align: center;
            transition: background-color 0.3s;
        }

        .nav-items a:hover {
            background-color: #7b8083;
        }

        .nav-items .nav-small {
            display: block;
            font-size: 14px;
            font-weight: normal;
        }

        .nav-items .nav-large {
            display: block;
            font-size: 18px;
            font-weight: bold;
        }

        main {
            max-width: 1024px;
            margin: 40px auto;
            padding: 0 20px;
        }

        h1 {
            font-size: 1.9em;
            line-height: 1.4em;
            font-weight: normal;
            color: #004689;
            margin-bottom: 20px;
            padding-bottom: 10px;
        }

        h2 {
            font-size: 1.5em;
            line-height: 1.2em;
            font-weight: normal;
            color: #004689;
            margin: 30px 0 15px;
            padding-bottom: 10px;
        }

        h3 {
            font-size: 1em;
            font-weight: bold;
            color: #004689;
            margin: 25px 0 10px;
            padding-bottom: 5px;
        }

        article {
            margin-bottom: 40px;
        }

        article p {
            margin-bottom: 20px;
        }

        article ul {
            margin: 20px 0 20px 25px;
        }

        article li {
            margin-bottom: 10px;
        }

        a {
            color: #004689;
            text-decoration: none;
        }

        a:hover {
            text-decoration: underline;
        }

        .transition-section {
            margin: 40px 0;
            padding: 20px 0;
        }

        .links-section {
            background-color: #ededf5;
            padding: 30px;
            margin: 40px 0;
        }

        .links-section h3 {
            color: #004689;
            font-size: 1.2em;
            margin-top: 25px;
            margin-bottom: 15px;
            padding-bottom: 10px;
            border-bottom: 1px solid #c6c6c6;
        }

        .links-section h3:first-child {
            margin-top: 0;
        }

        .links-section ul {
            list-style: none;
            column-count: 2;
            column-gap: 30px;
            margin: 0;
        }

        .links-section li {
            margin-bottom: 12px;
            padding-left: 20px;
            background: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="6" height="11" viewBox="0 0 6 11"><path fill="%23004689" d="M0 0 L6 5.5 L0 11 Z"/></svg>') no-repeat left center;
            break-inside: avoid;
        }

        .links-section a {
            color: #004689;
            text-decoration: none;
            display: block;
        }

        .links-section a:hover {
            text-decoration: underline;
        }

        footer {
            background-color: #dbdbdd;
            color: #909090;
            font-size: 12px;
            margin-top: 60px;
        }

        .footer-content {
            max-width: 1024px;
            margin: 0 auto;
            padding: 20px;
        }

        .footer-bottom {
            background-color: #254186;
            color: #fff;
            text-align: center;
            padding: 20px;
        }

        @media screen and (max-width: 768px) {
            h1 {
                font-size: 1.6em;
            }

            h2 {
                font-size: 1.2em;
            }

            .nav-items {
                flex-direction: column;
            }

            .nav-items li {
                width: 100%;
            }

            .nav-items a {
                margin: 5px 0;
            }

            .links-section ul {
                column-count: 1;
            }

            .links-section {
                padding: 20px 15px;
            }

            main {
                padding: 0 15px;
            }
        }

        @media screen and (max-width: 480px) {
            .nav-items .nav-small {
                font-size: 12px;
            }

            .nav-items .nav-large {
                font-size: 16px;
            }
        }